Someone Has Hacked My Uber Account Again
Finding out that your personal information was compromised and may take gotten into the incorrect hands is never adept news. And many Americans establish this out the hard way due to a information breach involving Equifax, 1 of the iii major credit bureaus.
To find out whether you're ane of the millions of Americans whose personal information may accept been compromised during the massive Equifax data breach that occurred in 2017, y'all tin visit a specific website and fill in basic information to bank check your status. The initial deadline to file a claim in the Equifax settlement was in January 2020, but you may still exist eligible for boosted assistance, including free identity restoration services, through 2026. Knowing the best ways to keep your personal information safety can also exist helpful if something similar happens in the future.
What Is Equifax?
Equifax is 1 of the three major credit bureaus, alongside Experian and TransUnion. It collects financial information well-nigh millions of Americans, including details well-nigh their debts, to help determine their creditworthiness and whether they're risky for financial institutions to lend to. It likewise sells services, such as fraud protection and credit monitoring, directly to consumers and helps people continue track of their credit condition.
Aside from obtaining your credit report and score, you can utilise Equifax to protect yourself from identity theft, employ various tools to fix to make a large buy (such as a domicile or new auto) and obtain a free copy of your Equifax credit report, which shows credit-related data about you. You can also enact alerts and freeze reporting when yous need to inform lenders that you've been (or could get) a victim of fraud.
Was My Information Part of the Breach?
In September 2017, Equifax announced a information alienation that exposed the personal information of 147 one thousand thousand people had taken identify. Amidst the compromised information were home addresses, telephone numbers, birth dates, names, drivers license numbers and Social Security numbers. The set on also breached credit card numbers and expiration dates of nearly 209,000 customers. Post-obit the attack, Equifax created a split website, https://www.equifaxsecurity2017.com/, for individuals to use to find out whether their information had been compromised equally part of this alienation.
If you're non certain whether your information has been compromised, you lot can visit the official settlement website for the Equifax Information Breach Settlement at https://www.equifaxsecurity2017.com. To beginning, fill out your last name and the final six digits of your Social Security number. From there, you'll observe out whether your personal data was exposed during the alienation.
How Can I Keep My Personal Information Safe?
You're legally allowed to get a gratuitous re-create of your credit report from every credit reporting agency every 12 months. Once you obtain your study, rummage through it to ensure that all of your information is updated and correct. Reviewing your reports on a regular footing allows you lot to potentially catch warning signs of identity theft. Wait for unpaid accounts that you're sure you didn't open.
Another selection is to put a freeze or lock on your credit written report. Yous can practice this with Equifax, TransUnion and Experian. Each of these iii major credit bureaus also lets you place fraud alerts on your credit study. This notice lets lenders and others who pull your credit report know that you may have been a victim of identity theft and some information that appears on your credit report may be wrong.
What Happens Now?
Post-obit the data alienation, a lawsuit was generated between affected individuals, Equifax Inc. and two of its subsidiaries. Nether the settlement, Equifax agreed to pay $425 million to assist those affected by its data breach.
If you were impacted past the breach, you could be eligible for reimbursement up to $20,000 to help cover the money you lot spent to protect yourself against identity theft, including freezing or unfreezing credit reports, and the time you spent protecting your identity or recovering from identity theft.
The initial deadline for filing a claim in the Equifax settlement was January 22, 2020. However, y'all tin can still file a claim for expenses incurred between January 23, 2020, and Jan 22, 2024, regarding fraud related to the breach or identity theft. Yous tin besides file a claim for time spent recovering from fraud or identity theft during this time menstruum. If yous don't file a claim, you may still be able to go free identity restoration services forth with six free credit reports through 2026, in add-on to your ane free Equifax study.
Source: https://www.askmoney.com/investing/was-my-equifax-account-hacked?utm_content=params%3Ao%3D1465803%26ad%3DdirN%26qo%3DserpIndex
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